Topstep Review 2026
The original futures funding program since 2012
Max funding
$150,000
Profit split
Up to 90%
Fee from
$49
Evaluation
1-Step
Our score
Excellent
Get FundedProp firm evaluations are paid programs and most participants do not pass. Funded accounts are usually simulated and payouts depend entirel…
Our verdict
Topstep is a proven home for futures traders, with strong education and reliable payouts. The monthly fee model rewards traders who pass quickly.
Best for: Futures traders
Topstep at a glance
Topstep is a Chicago-based futures prop firm that pioneered the funded trader model. Traders pass the one-step Trading Combine and keep 100% of their first $10,000 in profits, then 90%.
Rating breakdown
Weighted scores from our prop firm methodology
Pros and cons
Pros
- Longest-running futures prop firm
- 100% of the first $10,000 profit
- Excellent coaching and community
- US-based and transparent
Cons
- Monthly subscription model
- End-of-day trailing drawdown
- Futures only
Key facts
- Founded
- 2012
- Headquarters
- Chicago, USA
- Maximum funding
- $150,000
- Profit split (up to)
- Up to 90%
- Challenge fee from
- $49
- Evaluation types
- 1-Step
- Trading platforms
- Proprietary platform, NinjaTrader, Tradovate, TradingView
- Markets
- Futures
- Profit target
- $3,000 (50K account)
- Max daily loss
- $1,000 (50K account)
- Max overall loss
- $2,000 (50K account)
- Minimum trading days
- 2 days
- Payout frequency
- After 5 winning days
- Support hours
- Business hours
- Website
- topstep.com
How the Topstep challenge works
Topstep offers 1-Step evaluations.
The profit target is $3,000 (50K account), with a maximum daily loss of $1,000 (50K account) and a maximum overall loss of $2,000 (50K account).
Drawdown is calculated on a end-of-day trailing basis.
Minimum trading days: 2 days. Time limit: Unlimited (monthly subscription).
Pricing, account sizes and profit split
Challenges start from $49, with accounts of up to $150,000.
Funded traders keep up to 90% of profits.
A scaling plan increases your account size as you stay consistently profitable.
Payouts
Payout frequency: After 5 winning days.
First payout: After 5 winning days.
Payout methods include Bank Transfer and Deel.
Platforms, markets and trading rules
Supported platforms: Proprietary platform, NinjaTrader, Tradovate and TradingView.
Tradable markets: futures.
Allowed or included: news trading, eas allowed and scaling plan.
Customer support
Support is available Business hours via live chat, email and phone.
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Topstep FAQ
How much does a Topstep challenge cost?
Challenges at Topstep start from $49, depending on account size and program.
What is the profit split at Topstep?
Funded traders at Topstep receive up to 90% of profits.
What are the Topstep challenge rules?
Profit target $3,000 (50K account), max daily loss $1,000 (50K account) and max overall loss $2,000 (50K account). Minimum trading days: 2 days.
How often does Topstep pay out?
Topstep pays out after 5 winning days.
Does Topstep allow news trading?
Yes, news trading is allowed at Topstep (check program-specific restrictions).
Risk warning: Prop firm evaluations are paid programs and most participants do not pass. Funded accounts are usually simulated and payouts depend entirely on each firm's terms. Read the rules carefully before purchasing a challenge.